Life Insurance Richmond KY

Looking for Life Insurance in Richmond? We have compiled a list of businesses and services around Richmond that should help you with your search. We hope this page helps you find Life Insurance in Richmond.

Williams Tax & Financial Services
(859) 623-0044
2150 Lexington Rd. Suite D-2
Lexington, KY
 
Ace Insurances Services
(859) 887-9869
PO Box 889
Nicholasville , KY
 
Steven P. Wright (RFC®), LUTCF, MBA, MSFS
(859) 253-6352
2400 Harrodsburg Rd
Lexington, KY
Company
Central Bank & Trust
Qualifications
Education: BBA,MBA
Years of Experience: 13
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Executive Compensation Planning, Family Offices, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, BuySell, LiabCover, Compensation Plans

Data Provided By:
Mrs. Wendy Kester (RFC®), CFP
(270) 575-6630
555 Jefferson Street
Paducah, KY
Company
Paducah Bank
Qualifications
Education: AA
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Trustee Service, Retirement Planning, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Long Term Care Insurance

Data Provided By:
Bob Kincheloe
4969 US Highway 42
Louisville, KY
Company
Company: Raymond James & Associates
Service
Fee Only Portfolio Management,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Management,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Retirement Planning,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,R

Data Provided By:
American National Insurance
(859) 271-1493
3161 Custer Dr #7
Lexington, KY
 
Weaver Insurance Agency
(859) 623-7040
958 Spanish Grove Dr. # 9
Richmond, KY
 
Michael L. Jones (RFC®), CFP, CHFC, MSFS
(502) 400-2999
1860 Campus Place
Louisville, KY
Company
Lifetime Financial Solutions, Inc.
Qualifications
Education: BS, MSFS
Years of Experience: 22
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Seminars Work, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Compensation Plans

Data Provided By:
Erich Castillo
1008 South Broadway
Lexington, KY
Company
Company: Cornerstone Wealth Management
Type
Investment Advisor Rep: Yes
Education
University of Kentucky
Bachelor of Arts in Education
Bachelor of Business Administration
Service
Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Fee Only Portfolio Management,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidatio

Data Provided By:
Mr. Edward C. Prescott (RFC®), CLU, CSA, LUTCF
(502) 244-1010
12808 Townepark Way, Suite 200
Louisville, KY
Company
PMG Financial
Qualifications
Years of Experience: 25
Membership
IARFC, FPA, SCSA, SFSP, NAIFA
Services
Invoice, Estate Planning, Business Planning, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Seminars Work, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, BuySell, Compensation Plans

Data Provided By:
Data Provided By:

8 Life Insurance Myths To Be Aware Of

by Special to Casa Latina on September 7, 2010

in La Buena Vida

Life insurance is an often overlooked part of a family’s financial plan. However, with the right policy money issues need not be a consideration if tragedy does strikes. People should understand the life insurance process before, during and after they buy policies explains Amy Danise, senior managing editor of Insure.com. Misunderstandings can lead to bad financial decisions. Below are some common myths to be aware of.

Myth #1: There’s a universal database of life insurance policies that I can use to find my relative’s policy number

This problem often starts with the insured person, who never fully divulges where the policy paperwork is kept. Beneficiaries can’t make a claim without knowing at least the name of the life insurance company. Unfortunately there is no company or agency that tracks all life insurance policies sold in the United States.

Myth #2: Anyone can take out a life insurance policy on you

Your friend, neighbor, sibling – even spouse – can’t buy life insurance on you without your knowledge. The application process usually requires a medical exam – or at least your signature on papers.

Myth #3: Life insurance companies look for ways to reject people

When we talk about buying life insurance, we often end up talking about medical conditions and other risks that can knock you out of the market. But life insurers do try to offer life insurance quotes to applicants with medical problems.

Myth #4: I have group life insurance through work so I’m all set

The life insurance you buy through work isn’t portable. If you lose or leave your job, you’ll be without life insurance. It’s a much better plan to buy life insurance on your own.

Myth #5: A life insurance application rejection means you’re uninsurable

A rejection from one company doesn’t mean that others will do the same. It’s important to keep looking.

Myth #6: My spouse is still young and can go back to work if I die

Assuming your surviving spouse will quickly find well-paying work isn’t a good financial plan. Life insurance also allows you to provide college tuition and money for other large expenses if you’re no longer around.

Myth #7: The government will take care of my family

Payments from government sources like Social Security are inadequate to provide financial stability in the event o...

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