Life Insurance Cottonwood AZ

Looking for Life Insurance in Cottonwood? We have compiled a list of businesses and services around Cottonwood that should help you with your search. We hope this page helps you find Life Insurance in Cottonwood.

Draxler Insurance
(928) 634-5511
2400 E State Route
Cottonwood, AZ
 
Farmers Cheri Marx Agency
(928) 284-1099
20 Bell Rock Plaza
Sedona, AZ
 
Kathy Scherich Agency - American Family
(928) 567-0335
452 W Finnie Flat
Camp Verde, AZ
 
Draxler Insurance
(928) 282-6200
3060 W State Route
Sedona, AZ
 
Johnson Insurance Services LLC
(928) 282-3615
PO Box 1630
Sedona, AZ
 
Butler - Leavitt Insurance Agency
(928) 634-5521
405 S Main St
Cottonwood, AZ
 
Sedona Benefits
(408) 234-4394
85 Piedras del Norte
Sedona, AZ
 
Farmers Insurance / Nelms Insurance
(928) 282-6052
70 Tortilla
Sedona, AZ
 
Bailor Insurance LLC State Farm
(928) 282-1242
1725 W State Route
Sedona, AZ
 
State Farm Insurance - Molly LaFata Agent
(928) 775-4080
12075 E. Highway 69 Ste A
Dewey, AZ
Alternate Phone Number
928-775-4080
Services
Providing Auto-Home-Life-Health-Business Insurance

8 Life Insurance Myths To Be Aware Of

by Special to Casa Latina on September 7, 2010

in La Buena Vida

Life insurance is an often overlooked part of a family’s financial plan. However, with the right policy money issues need not be a consideration if tragedy does strikes. People should understand the life insurance process before, during and after they buy policies explains Amy Danise, senior managing editor of Insure.com. Misunderstandings can lead to bad financial decisions. Below are some common myths to be aware of.

Myth #1: There’s a universal database of life insurance policies that I can use to find my relative’s policy number

This problem often starts with the insured person, who never fully divulges where the policy paperwork is kept. Beneficiaries can’t make a claim without knowing at least the name of the life insurance company. Unfortunately there is no company or agency that tracks all life insurance policies sold in the United States.

Myth #2: Anyone can take out a life insurance policy on you

Your friend, neighbor, sibling – even spouse – can’t buy life insurance on you without your knowledge. The application process usually requires a medical exam – or at least your signature on papers.

Myth #3: Life insurance companies look for ways to reject people

When we talk about buying life insurance, we often end up talking about medical conditions and other risks that can knock you out of the market. But life insurers do try to offer life insurance quotes to applicants with medical problems.

Myth #4: I have group life insurance through work so I’m all set

The life insurance you buy through work isn’t portable. If you lose or leave your job, you’ll be without life insurance. It’s a much better plan to buy life insurance on your own.

Myth #5: A life insurance application rejection means you’re uninsurable

A rejection from one company doesn’t mean that others will do the same. It’s important to keep looking.

Myth #6: My spouse is still young and can go back to work if I die

Assuming your surviving spouse will quickly find well-paying work isn’t a good financial plan. Life insurance also allows you to provide college tuition and money for other large expenses if you’re no longer around.

Myth #7: The government will take care of my family

Payments from government sources like Social Security are inadequate to provide financial stability in the event o...

Click here to read the rest of this article from Casa Latina