Life Insurance Beverly MA

Looking for Life Insurance in Beverly? We have compiled a list of businesses and services around Beverly that should help you with your search. We hope this page helps you find Life Insurance in Beverly.

Norman G. Howarth (RFC®), CSA
(978) 468-2881
164 Bay Road
South Hamilton, MA
NGH Financial
Education: BA
Years of Experience: 28
Invoice, Portfolio Management, Retirement Planning, Seminars Work, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance

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Ms. Marilyn M. Sanford (RFC®), EA, MBA
(978) 677-6511
218 Ames Hill Dr
Tewksbury, MA
Ames Pond Tax & Financial Planning
Education: BA; MBA; Certificate in Financial Planning; Series 6, 7, 63 & 65 licenses; Mass Life, Health Insurance & Variable Annuities Licenses
Years of Experience: 13
Invoice, Retirement Planning, Tax Planning, Tax Returns, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Medical Insurance, Education Plan

Data Provided By:
Jeffrey Baron - Northwestern Mutual Financial Network
(617) 531-9630
1 Beacon St
Boston, MA
T he Living Legacy Financial Group
(978) 907-6014
14 Alma Lane
Danvers, MA
John J. Walsh Insurance Agency, InC.
(978) 745-3300
87 Margin Street, PO Box 4407
Salem, MA
Mr. Zachary M. Longley (RFC®), CSA, MBA
(978) 465-1483
37 1/2 Forrester Street
Newburyport, MA
Northeast Planning Associates
Education: BS, MBA
Years of Experience: 18
Invoice, Estate Planning, Retirement Planning, Medicaid Planning, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Asset Protection

Data Provided By:
O'Connell Insurance Group Inc
(617) 399-9990
451 D Street Ste 101
Boston, MA
Northwestern Mutual - Allan Koswick
(617) 531-9548
1 Beacon St
Boston, MA
Phil Richard Insurance
(978) 774-4338
27 Garden Street
Danvers, MA
Alternate Phone Number
Massachusetts Auto Insurance

Rose Insurance
(978) 745-6464
66 Loring Avenue
Salem, MA
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8 Life Insurance Myths To Be Aware Of

by Special to Casa Latina on September 7, 2010

in La Buena Vida

Life insurance is an often overlooked part of a family’s financial plan. However, with the right policy money issues need not be a consideration if tragedy does strikes. People should understand the life insurance process before, during and after they buy policies explains Amy Danise, senior managing editor of Misunderstandings can lead to bad financial decisions. Below are some common myths to be aware of.

Myth #1: There’s a universal database of life insurance policies that I can use to find my relative’s policy number

This problem often starts with the insured person, who never fully divulges where the policy paperwork is kept. Beneficiaries can’t make a claim without knowing at least the name of the life insurance company. Unfortunately there is no company or agency that tracks all life insurance policies sold in the United States.

Myth #2: Anyone can take out a life insurance policy on you

Your friend, neighbor, sibling – even spouse – can’t buy life insurance on you without your knowledge. The application process usually requires a medical exam – or at least your signature on papers.

Myth #3: Life insurance companies look for ways to reject people

When we talk about buying life insurance, we often end up talking about medical conditions and other risks that can knock you out of the market. But life insurers do try to offer life insurance quotes to applicants with medical problems.

Myth #4: I have group life insurance through work so I’m all set

The life insurance you buy through work isn’t portable. If you lose or leave your job, you’ll be without life insurance. It’s a much better plan to buy life insurance on your own.

Myth #5: A life insurance application rejection means you’re uninsurable

A rejection from one company doesn’t mean that others will do the same. It’s important to keep looking.

Myth #6: My spouse is still young and can go back to work if I die

Assuming your surviving spouse will quickly find well-paying work isn’t a good financial plan. Life insurance also allows you to provide college tuition and money for other large expenses if you’re no longer around.

Myth #7: The government will take care of my family

Payments from government sources like Social Security are inadequate to provide financial stability in the event o...

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